Travel Books

2019


Will Travel Insurance Cover Lost Items?

By Neil Clymer

Travelling abroad can be an enriching and life-altering experience. It usually brings positive experiences because it broadens our horizons as we learn from other places and cultures.

Amidst all the excitement that travelling brings, it does have a dark side. There is always the possibility that unexpected events can occur while you're on a trip. One of the things that might put a damper on your trip is losing valuable items. Whether you're going on a business trip or family holiday, you need to bring valuable items such as tablets, laptops, jewelry items, leather bags, and cameras. If these items get lost or are stolen, will travel insurance be able to cover these valuables?

Here are some important guidelines about travel insurance for valuables:

Although it is not part of the standard travel insurance policy, you can get additional coverage for your valuables and other electronic items to protect them from getting lost, stolen, or damaged. You can arrange this easily with your travel insurance provider. As you fill-up the insurance coverage form, you need to specify the make, model, product age, and the serial number of each valuable.

Policyholders have the option to increase the cover for valuable items such as audio, video, computer, photographic, and electrical equipment. They can also opt to cover wearable valuables such as watches and jewelry. You can get coverage for the following items:

iPads

Video cameras

Laptops

Cameras

Mobile Phones

Watches

Earrings

Rings

Necklaces

Bracelets

Most travel insurance policies specify the total amount of coverage with a single item limit. The policyholder has the option to increase the cover up to an additional amount specified by the insurance company.

In the event that you file a claim on a lost valuable remember that insurers usually pay the current value of the item. This means that they will not pay for the value of the item when you purchased it, but its second-hand value. However, there is usually no depreciation applied to certain high-value items. You just need to show the receipt with the purchase price when you need to claim.

Travel insurance companies will not pay your claim if you are proven to be negligent or acting irresponsibly with your valuables. You will not be covered in these situations:

If your belongings were unattended.

If items were not reported as lost within 24 hours.

If the item has no proof of purchase.

If the belongings were left unattended in a vehicle - whether it's a boat, motorcycle, or car.

When alcohol and drugs are a contributing factor to the loss of belongings.

Getting additional valuables insurance is beneficial for travelers because it gives them peace of mind knowing that their valuables are covered. If ever accidents or losses occur during the trip, it will be relatively stress-free for them. So when you're planning on packing an expensive item on your trip, remember to have a hard copy proof of the item and double-check the total price of your packed luggage. Be safe, be organized, and above all else, make sure you have fun.


12 Awesome Benefits of a Skiing Holiday

By Isabella L Hawke

The decision we make to embark on a skiing holiday is not one to be taken lightly, but it doesn't have to costs a ton of money, and you don't have to drag the family halfway across the world to visit some of the most breathtaking scenery on the planet.

The perception of half freezing to death and having to lug a mountain of equipment is shattered by the reality of lots of sunshine, wearing the right clothes and being able to rent top-class boots and skis at the resorts is you want to travel light. The sense of satisfaction and achievement that you get from a skiing holiday is second to none and provides a positive outlook on life.

For skiing enthusiasts, there's nothing more exhilarating than a change of scenery, time away from work and the feeling of freedom from the drudgery of work-life that skiing with nature gives us. Skiing comes with so many health benefits it ticks the 'great for you' box in so many ways. One of the things I love about ski holidays is that it is something the whole family can do together, or I can do by myself. And for me, nothing beats a winter ski holiday as an escape away from the drab, wet, windy, dark days and nights in the UK. Summer skiing holidays are just as fun and can physically and mentally prepare me for the winter months ahead.

As someone who likes to try to keep fit, I love the hours and days spent twisting and turning down the sunny, snowy slopes. I know this works most of the major muscle groups to provide an all-over workout, helping me to build strength and stamina. It can take me all week in the gym to achieve the same work out as a day on the slopes provides me with. Not only that but as someone who hates Cardio work in the gym, skiing gets my heart working faster and provides a fun cardio session that I just wouldn't achieve in the gym. Especially if I combine it with some cross-country skiing and get a bit of walking in.

Skiing improves fitness and stamina. Imagine a month on the slopes: boy, I'd have had muscles like Arnie! Sadly my ski holidays don't last more than a week. But in that one week, I can become noticeably fitter, healthier and happier, skiing really does tick all of the health boxes. When it comes to working hard and having fun, skiing is one of the best sports you can do.

I have listed some of the health benefits of skiing below to help you decide whether a skiing holiday is for you:

* Boosts mood - boosts overall happiness and well-being includes physical and mental health.

* Encourages social interaction - people naturally socialize as part of the ski experience.

* Promotes deep sleep - engages your entire body leading to a good night's sleep.

* Promotes healthy eating habits - naturally be more conscious of eating the right fuel, more protein, healthy fats, less sugar, more fruits, and vegetables.

* Skiing improves proprioception - the ability to feel the position of different body parts and their movements.

* Improves Balance and coordination - need to be conscious of slight movements and positions of your body.

* Strengthens bones and joints - strengthens knees and bones become stronger through the weight-bearing impact on the legs.

* Strengthens lower body muscles - works your inner and outer thighs, hamstrings, quads, and glutes.

* Improves flexibility - building flexibility helps to avoid muscle strains and sprains.

* Increases cardiovascular endurance - works the heart and lungs and burns calories aiding weight loss.

* Improves balance and core strength - challenges your balance and agility and helps to build that six-pack.

For me, skiing is one of those activities that anyone of any ability can do and enjoy. Whether you are looking for a new hobby to keep you fit and healthy or are considering taking up a new sport to keep you out of mischief, skiing could be for you.

Whatever your activity or experience level skiing holidays can provide entertainment and fun for everyone.

If you are eager to learn how to ski or are intending on improving your ski performance then why not pop over to Bobski.com and learn how to ski for free.

Bob Trueman's free instructional videos are available for free on his site and at YouTube.com.


Being Safe and Responsible On The Road

By Lydia Quinn 

Fasten your seatbelt! The passengers inside a moving vehicle are traveling the same speed as the speedometer indicates. When a vehicle hits a solid object the people inside keep moving until something stops them. If you are not wearing your seatbelt, you will be either thrown out of the vehicle, or the steering wheel, windshield, dashboard, other objects or another person might be what stops you. This "human collision" often causes serious injury.

Everyone is responsible for avoiding collisions. Even if someone else does something wrong, you may be found responsible for a collision if you could have done something to avoid it.

Be courteous while driving. It means giving other drivers space to change lanes, not cutting them off and signaling your turns lane changes properly.

Drive defensively. It means being able to see dangerous situations before they happen and to respond quickly and effectively to prevent them.

Turn on headlights one-half hour before sunset and keep them on until one-half hour after sunrise. Don't drive with only one headlight or with lights that not aimed properly.

Use signals to tell other drivers what you want to do. Give the correct signal well before the action and make sure other drivers can see it.

Keep to the right of the road unless you want to turn left or pass another vehicle. Get into the habit of driving in the right lane, leaving the other lanes clear for passing. Left lane is the passing lane in all multilane roads.

Obey speed limits. Where there are no posted speed limits, the maximum speed in 50 km/h in cities, towns, villages and built-up areas.

Yield. At an intersection without stop signs or lights, you must yield the right-of-way to any vehicle approaching from the right. At an intersection with stop signs at all corners, if two vehicles stop at the same time, the vehicle on the left must yield to the vehicle on the right.

Stop for school buses. No matter what direction you are traveling in, you must stop whenever you approach a stopped school bus with its upper alternating red lights flashing, unless you are on a road with a median. (A median is a raised, lowered or earth strip dividing a road where vehicles travel in both directions.) You must obey the school bus law on any road, no matter how many lanes or what the speed limit. Be prepared to stop for a school bus at any time, not just within school hours. If you don't stop for a school bus, you can be fined $200 to $1,000 and get six demerit points for a first offence.

Shoulder check while parking. If you are reversing straight back or to any direction, turn you body and head to the direction and look back over your shoulder. If you need to remove your seat belt to turn your body to see properly when reversing, do so. But don't forget to buckle up again before moving forward.

Upon entering a freeway, always use the acceleration lane to raise the speed to the common speed of traffic on the freeway before merging with traffic. Be careful not to cut off any vehicle when joining the flow of traffic. It is dangerous and illegal for a slower moving vehicle to cut in front of a faster moving vehicle.

If you must use a cellular phone when driving, use a hands-free microphone. Make it a habit to use your cellular phone only when you are parked, or have a passenger use the phone.

Visit BrandonSafetyLights for the best in traffic safety supplies: http://brandonsafetylights.com



INNKEEPERS and SPA

NEW ORLEANS

Hubbard Mansion
DESCRIPTION: Don Hubbard presents a fabulous Greek Revival house filled with intergenerational wonders and Victorian antiques; beyond the wrought iron gates, the home flaunts a four-column ivory portico preceding seven-foot windows and balconies that overlook the Avenue; magnificent foyer and spiraling staircase, private quarters reveal king-size legacies of perfection, imperial mahogany beds and regal armoires with matching chaise lounges compliment hardwood floors blanketed by oriental rugs; marble whirlpool, carriage house, living and dining areas, fully-furnished kitchen, washer and dryer and 2 1/2 baths are featured as well

BREAKFAST: Deluxe Continental
PRICING: $150-$350 per night, two nights minimum
ADDRESS: 3535 St. Charles Avenue  MAP
PARKING: on premises
TRANSIT: St. Charles Streetcar is in front
PHONE: 504-897-3535
WEBSITE: http://www.hubbardmansion.com

MARTHA’S VINEYARD

Martha's Vineyard Inn
DESCRIPTION: Within walking distance to the center of Vineyard Haven and West Chop; when you enter the 5-room inn with spa, you are greeted by an old trunk in which you leave your old stresses. Wake up for breakfast and then unwind in our relaxing hot tub; find Victorian furnishings, fine paintings, and hardwood floors; our living room is designed for with a high tea server in the afternoon; enjoy natural spa treatments such as massage, yoga, sauna and mineral baths

ADDRESS: Vineyard Haven
PHONE: 800-595-9996 or 508-693-0001
WEBSITE: http://www.marthasvineyardinn.com

East Marion, NY

Quintessentials Bed & Breakfast and Spa
DESCRIPTION: Started in 1994 by Jamaican, Sylvia Daley as the first bed & breakfast and full-service spa on the North Fork, Long Island; a romantic, 1840 Victorian inn, Quintessentials blends Caribbean flavor with European style, featuring deluxe suites and rooms with gas fireplaces, private sundecks and whirlpool baths; a full-service spa, personal image development service in relaxing, elegant surroundings in Long Island Wine Country; indulge for an hour or a day in stress-relieving treatments from a relaxing hot stone massage, reflexology, effective, results-oriented skincare, steam room, Reiki energy balancing, or their signature marine and vino therapies that incorporate wine, grape seed, seaweed, Caribbean herbs and essential oils; many patrons also enjoy the spa parties and wine tours on the East End and Hamptons

PRICES: $250-$300 per night
ADDRESS: 8985 Main Road (Route 25A)  MAP
PHONE: 800-444-9112 or 631-477-9400
WEBSITE: http://www.quintessentialsinc.com

Newport News, VA

Divine Alkhemi Wholistic Skincare Boutique
DESCRIPTION: Malikah Divine first began her natural beauty experience at the age of 21 when introduced to the world of natural skin care by a beautiful West African woman in Harlem by the name of Folasade', the owner of Sade Skin Care; her skincare boutique located in Historic Hilton Village; provides natural skin care to treat and prevent skin disorders and to maintain the skin of men, women and teens; other clients use their service for special occasions such as weddings, fashions shows and photo shoots; spa treatments and packages, catering to pamper parties, bridal parties are available; the retail shop features deluxe, handcrafted skin care products

DAYS & HOURS: Mon-Fri 11a-6p; Sat by appt only
PRICES: begin at $10-20
ADDRESS: 10202 Warwick Blvd  MAP
PARKING: free behind the boutique
PHONE: 757-246-2324
WEBSITE: http://www.divinealkhemi.com

Beverly Hills, CA

Lady Dee's Day Spa & Skincare Studio
DESCRIPTION: Founded in 1988, Lady Dee offers a wide range of services and packages to treat clients spirit and physique; the spa feature 11 relaxing parlor rooms in a 3,000 square feet spa and a well-stocked gift shop; her spa specializes in treating all skin types and hyper-pigmentation caused by child birth, sun damage and birth control pills; Lady Dee was mentored by Dr. James Fulton who cleared up her severe acne problem in college; services include chemical peels, waxing, electrolysis, facials, body wraps; the massages will make you a repeat patron – they are really good; Black celebrity clients include Angela Bassett, Courtney B. Vance, Lonette McKee, Nancy Wilson, Nia Long, Toni Braxton, Chris Tucker, Tommy Davidson, Eddie Griffin, Kenny Lattimore and Natalie Cole

DAYS & HOURS: Mon-Fri 9a-9p, Sat 9a-5p
ADDRESS: 155 South Robertson Blvd  MAP
PARKING: street
PHONE: 800-6LADYDEE or 310-659-7082
WEBSITE: http://www.ladydspa.com

New York, NY

Sugar Hill Harlem Inn
DESCRIPTION: Located on Sugar Hill, high on the cliffs overlooking Harlem in a limestone townhouse renovated in 2001; the area known as Sugar Hill is steeped in the history of the Harlem Renaissance; Sugar Hill Inn is focused on this history and all of their terrific non-smoking rooms are dedicated to the many great artists and civil rights leaders who were associated with this area; celebrity-themed rooms were meticulously designed and decorated by Carol Donawa, a graduate of the New York School of Interior Design

PRICES: $125-$275 per night
ADDRESS: 460 West 141st Street  MAP
TRANSIT: near 1, A, B , C & Dsubway lines
PHONE: 917-464-3528
WEBSITE: http://www.sugarhillharleminn.com

Pampered Man Pampered Woman Spa
DESCRIPTION: Walking through the doors is like entering your own private sanctuary filled with relaxing sounds of instrumentals, the gurgle of water flowing over polished stones in a copper-bowl fountain and a gracious smiling staff; offers facials, natural nail care, therapeutic massage and a variety of body treatments while strongly reflecting the flavor of Oakland -- a lobby display features hair and beauty products manufactured in the city;; by spa standards, prices are affordable, particularly combination packages; one excellent value is the 3-hour long Completely Pampered Man or Woman package, which includes a 30-minute massage, a spa pedicure, a pampered manicure and an express facial

DAYS & HOURS: Tue-Wed Noon-7p, Thu-Sat 10a-7p
PARKING: on street
ADDRESS: 458 Perkins Street, Suite 104  MAP
PHONE: 510-418-2252
WEBSITE: none


2019 EVENTS


Black Cruise 2020 Calendar

CRUISES FOR THE MONTH OF JANUARY 2020

THE NEW YEAR'S EVE CRUISE 2020

Cruise Dates: December 29 - January 2, 2019

Ports-of-Call: Los Angeles (Long Beach), Ca - Ensenada, Mexico

THE GROOVE CRUISE 2020

Cruise Dates: January 9-13, 2020

Ports-of-Call: Miami to CocoCay and Nassau

THE SMOOTH JAZZ CRUISE 2020

Cruise Dates: January 18-25, 2020 (First Sailing)

Port Of Embarkation: Miami

Ports-of-Call: Miami, Costa Maya, Cozumel, Key West, Nassau

THE BLUES CRUISE 2020

Cruise Dates: January. 19-26, 2020

Port Of Embarkation: Fort Lauderdale, FL

Ports-of-Call: Ft. Lauderdale to Costa Maya, Guatemala & Roatan, Honduras

THE CAPITAL MUSIC SUPER CRUISE 2020

Cruise Dates: January 16 - 24, 2020

Ports-of-Call: Ports of Call -St. Lucia - Antigua - St. Thomas

THE SOUL TRAIN CRUISE 2020

Dates: January 18-25, 2020

Ports Of Call: Ft. Lauderdale, FL - Philipsburg, Saint Maarten - Frederiksted, St. Croix, USVI - Half Moon Cay, Bahamas

THE BLUE NOTE AT SEA CRUSE 2020

Cruise Dates: January 25 – February 1, 2020

Port Of Embarkation: Miami

Ports-of-Call:

Miami

St. Thomas

Punta Cana

Labadee, Labadee

THE SUPER BOWL CRUISE 2020

Cruise Dates:January 30 - February 3, 2020

Ports-of-Call: Miami - Dominican Republic - Grand Turk

OPRAH WINFREY'S 3-DAY GIRLS GETAWAY CRUISE 2020

Dates: TBA

Cruise Ship: Holland America Line’s Nieuw Statendam

Ports Of Call: Ft. Lauderdale - Half Moon Cay, Bahamas

CRUISES FOR THE MONTH OF FEBRUARY 2020

THE JAZZ CRUSE 2020

Cruise Dates: February 1 - 8, 2020

Ports-of-Call:

Costa Maya, Mexico

Cozumel, Mexico

Key West, FL

Nassau, Bahamas

THE GROWN AND SEXY CRUISE 2020

Ports-of-Call: Fort Lauderdale, St. Kitts, St Thomas & CoCo Cay

Cruise Dates: February 2-9, 2020

THE HUDDLE ON THE SEA 2020

Ports-of-Call: Tampa, Grand Cayman, Cozumel Mexico

Cruise Dates: February 1-6, 2020

THE ULTIMATE DISCO CRUISE 2020

Cruise Dates: February 10-15, 2020

Port Of Embarkation: Miami

Ports-of-Call: Miami, Key West, Nassau

URBAN CRUISE WEEKEND 2020

Ports-of-Call: New Orleans, LA - Cozumel, Mexico - Yucatan (Progreso), Mexico

Cruise Dates: February 24th – 29th, 2020

THE URBAN FANTASY CRUISE 2020

Cruise Dates: TBA

Ports-of-Call: Miami -Nassau - Miami

CRUISES FOR THE MONTH OF MARCH 2020

FRIENDS OF FESTIVAL AT SEA CRUISE 2020

Place: Singapore to Thailand, Cambodia, Vietnam and China

Date: Mar 1 - 16, 2020

THE 1980'S MTV MUSIC CRUISE

Ports-of-Call: Miami, San Juan, St. Thomas, Punta Cana

Cruise Dates: March 8–15, 2020

THE SMOOTH JAZZ CRUISE 2020

Cruise Dates: March 14-21, 2020 (Second Sailing)

Port Of Embarkation: Miami

Ports-of-Call: Miami, Nassau, Cozumel, Grand Caymen

TOM JOYNER'S FANTASTIC VOYAGE CRUISE 2020

Date: March 28 – April 5, 2020

Place: Ft. Lauderdale - St. Maarten - St. Kitts - San Juan

THE DREAM CRUISE WEEKEND 2020

Where: Miami, FL to Nassau, Bahamas, Montego Bay, Jamaica,

Date: TBA

SOCA ON THE SEAS

Cruise Dates: TBA

Ports-of-Call: TBA

THE ZUMBA DANCE CRUISE

Cruise Dates: TBA

Port Of Embarkation: Miami

Ports-of-Call: TBA




2019 CALENDAR