Studies show, that young adults who display higher financial literacy early on, are less likely to exhibit high-risk financial behavior. Balancing a checkbook and paying bills on time are basic activities, but essential to establishing and maintaining good credit, to buy a home, to purchase a car or to start a business. APEX Leadership Academy’s "GAME of LIFE Financial Series" is specifically designed to address these concerns.

After two full Saturdays of workshops, held at The University of Phoenix in Southfield, nearly 30 high school students received both formal and informal training on becoming more financially astute. Former NFL Players, including Benny Blades, Jim Thrower, Alfred Fields, George Jamison, Scott Conover, Ron Rice, and President of the Detroit Chapter NFLPA, Tim Walton, shared real-world techniques for believing in themselves, reasons for gaining a strong sense of how business works along with personal stories of what it was like to earn and spend the kind of money they did.

As part of this "Activate MY Greatness" program, the goals were to:

* Strengthen their awareness of financial opportunities

* Develop financial confidence in everyday transactions

* Utilize banking services and other financial institutions effectively as well as

* Increase knowledge of their personality traits and how to exhibit personal leadership

Antonio Stokes, a Financial Advisor for Antonio Stokes Advisors, delivered two 3-hour long sessions on topics that included; Credit Scores, Managing a Bank Account & their Income, Strategies for holding on to more of their money along with How to Write a Check, Complete a W-4 and understand deductions on a Pay Stub. During the Personal Leadership segments of the trainings, Edward Foxworth, CEO and Head Coach of APEX Leadership Academy, provided instruction on understanding themselves better through some essential personality traits, the purpose and importance of personal leadership along with how they could synthesize personal success strategies with being good stewards of their money. "I can't think of a better use of our time as men, but especially as former professional athletes, than giving back to young people who are eager to learn," said Tim Walton.

As part of this program, students, who came from different Metro Detroit High Schools, received workbooks, lunch each day, book bags, incentives and Certificates of Completion all because of sponsorships from Comerica Bank, Doug Walls and the Eagle Excavation Team, the Detroit Lions, the NFLPA, Henry Ford Health Systems, and proceeds from a Former Players, Detroit Chapter sponsored fundraiser held this past summer. "I am grateful to have had these professionals come and participate in this meaningful series," says Mr. Foxworth. "As we plan for additional trainings on College Preparation, Leadership Education, and Career Planning in the coming months, sponsors are needed to support delivering the same level of quality to more Metro Detroit youth."

Organizations and individuals interested in this "Activate MY Greatness" Program for youth can visit for more information or to make a tax-deductible donation!

Initials Of World Series Stars Reveal Generation Gap Between Millennials And Baby Boomers

By Doug Poe 

After Los Angeles third baseman Justin Turner hit a two run homer to put the Dodgers up for good in game one of the World Series, a commentator referred to him by his initials. Fans of celebrity Justin Timberlake responded, identifying their idol as the true J.T.

For baby Boomers like me, however, neither of those young stars can ever be the original J. T. That designation belongs to folk-rock singer James Taylor, who has gained immortality through hits such as "Fire and Rain" and "Your Smiling Face" as well as his cover of Carole King's "You've Got a Friend."

Likewise, Houston fans might think of Jose Altuve simply as J. A., whereas modern music fans might associate those initials with country star Jason Aldean. We Boomers, however, give those letters to John Anderson, the leader of the Lovin' Spoonful responsible for hits like "What A Day For a Daydream" and "Summer In the City" as well as "Do You Believe In Magic."

The alliterative name of Houston shortstop Carlos Correa could easily be shortened to two cees, which younger music fans might confuse with singer Camilia Cabello. We in the older generation, on the other hand, would most likely conjure up the image of the late Chris Cornell, the front man of the alt rock bands Soundgarden and Audioslave.

Los Angeles devotees probably refer to their shortstop as C. S., the initials of Corey Seager. To those who listen to country music, those letters most likely suit Chris Stapleton much better. As for me and others born in the decades after World War II, we reserve that duo of consonants to guitarist Carlos Santana.

Rookie sensation Cody Bellinger, who plays first base for the National League team in the World Series, could be known merely as C. B. to folks in Los Angeles. For Music fans among millennials, though, that pair of letters most likely evokes the name of Chris Brown, an actor and singer who happens to be married to Rihanna.

Older guys and gals, upon hearing C. B., probably would cringe at their recollection of the citizens band radio they once had in their cars or bedrooms. Musically, we would turn those letters over to Chuck Berry, who earlier this year passed away. Berry was a legendary rocker who made the timeless hits, "Johnny B. Goode" and "Roll Over Beethoven."

When it comes to the three letter initials that stand for Most Valuable Player, fans of the Astros probably have just one name in mind. Their version of J. A. is one of the leading candidates for that coveted award

In New PSA, Former Player Exposes NFL’s Efforts to Sideline Science

NFL Campaign to Undermine Science of Brain Injury Comes from a Familiar Playbook

Black PR Wire

In 2015, Chris Borland retired from the San Francisco 49ers after his rookie season, walking away from a promising career in football because he believed the National Football League wasn’t being honest about the risks of catastrophic brain damage to players.

Now, Borland is working with the Union of Concerned Scientists (UCS) to raise awareness of how powerful interests, including the NFL, attack science for their own gain.

In a new public service announcement that will begin airing this week, Borland discusses his decision to leave the NFL. Chronic traumatic encephalopathy (CTE), a degenerative brain condition caused by repeated head injuries, is a risk for football players, but the NFL spent years working to downplay and discredit research on the condition, putting a generation of players at risk.

“The NFL has been trying to sow doubt about the science behind brain injuries, which for me is especially sad when you think about the fact that there are 5-year-old kids out there playing tackle football,” said Borland. “The costs are high, and the NFL has made a lot of money while passing those costs on to the players, their families and their communities. We need to stop this from continuing—in football and in other industries—by standing up for science.”

The NFL is just one of the industries that UCS is featuring in the Disinformation Playbook, a new website exposing the ways that some companies and trade associations sideline science. The tactics that the NFL uses to attack the facts about concussions and CTE are similar to campaigns by the tobacco industry, fossil fuel companies, and manufacturers of sugary sodas to attempt to downplay the harms of their products.

“We’ve seen this playbook deployed again and again,” said Genna Reed, science and policy analyst at UCS. “When science is pushed to the sidelines, it poses a real threat to our health and safety. We need to recognize and expose these tactics to make sure everyone can benefit from independent science.”

In addition to the video PSA, Chris Borland also talked about his experiences leaving the NFL on UCS’s Got Science? podcast, and will present at the Powering Precision Health Summit on October 24 and 25 in Cambridge, Massachusetts.

The Union of Concerned Scientists puts rigorous, independent science to work to solve our planet’s most pressing problems. Joining with people across the country, we combine technical analysis and effective advocacy to create innovative, practical solutions for a healthy, safe and sustainable future. For more information, go to

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