They say money can't buy happiness. That is not entirely true. In today's world in America and all around the globe, money is the predominate means to attain the necessities of life. Whether to buy food, pay for shelter, or just about everything associated with existing in today's world all depends on the availability of having enough money to do so. In many instances the lack of financial means puts individuals in very stressful situations. We can conclude having the financial means could very well equate to a person being somewhat happy. This is because when one has financial support behind them the stress level should dissipate. Were not saying that this is true for all individuals but, having money puts a person in a capacity to be able to use that resource to reduce stress associated with not having enough money to pay for such essentials as housing, food, or medicine.
In our fast-paced world where the basic necessities of life are becoming more expensive than ever, one would think that all the technological and scientific marvels at our disposal would somehow reduce many of those costs. That is not the case today. In fact, in Flint Michigan for example, access to fresh, clean, safe potable water is actually money driven. But it is not only those in Flint, Michigan that are having water woes; all across the country water rates continue to spike. And, like everything else, it is the poor that continue to suffer just because they lack financial support.
It is a very sad commentary for our times when so much wealth is hoarded by so few. Much of the world's anguish would be avoided if there was a lot more balance in societies everywhere. Someone once asked what money can't buy. When we say it can't buy happiness or health, think again. Just look at the mortality and obesity rates of the poor compared to those few at the top of the income ladder. Also, look at the emergency room where millions of people flock to just for minor health issues. They are there because they can't afford health insurance. Money, or lack of, plays a vital role in every one of these issues.
Without access to living wages society especially in the United States today breeds a whole slew of problems. It was Dr. Martin Luther King that stated giving people the financial means like establishing a Universal Income for all would reduce poverty, reduce crime, and pretty much ease the burden of parenthood. In fact, the greatest economic boost for any society comes from that society being able to achieve the "Williams Theory of Economic Evolution." That being having more people with enough disposable income to spend, pay down debt, and to save at least 10 percent of that income.
We have to always remember that money is basically a tool not just for the wealthy but for everybody. Used wisely, it can be an invaluable asset and if used carelessly will cause more problems. But when our society, where the majority of the population doesn't have enough financial resources at their disposal, we see the results. And they aren't good either. In every major city across the country, the plight of the poor, the impoverished, and the destitute are painful reminders of how out of balance our whole society is today.
The health of any nation depends on the health, vitality, and overall well-being of its citizens. When the majority don't have anyone of these attributes, that nation experiences a decline. In the United States today, we are in decline just because of the enormous imbalance of our society. The wealthy are already getting wealthier while the majority of Americans are getting poorer. If this trend continues, the fate of the United States is in grave danger.
Now the question is how to achieve that balance in our society where millions of Americans will have the financial means to live a healthier and productive life. It starts with what Dr. King said many years ago about establishing a Universal Income. That along with the much needed governmental reforms that are detailed in National Economic Reform's Ten Articles of Confederation. Only by implementing these reforms will the people of the United States be able to live healthier and more productive lives. In doing so will secure this nation's future.
How to Stay Out of Bankruptcy
By Norma Holt
Many want to use the law surrounding bankruptcy to avoid paying off their debts. In the long run, however, what does it achieve other than a bad reputation? People that have a history of such are tainted and may find getting loans and things from banks harder if not impossible. Clever business people use bankruptcy because they profit from it when moving money into positions where it can't be touched. That is not the right thing to do.
Some billionaires have risen above others by avoiding payment to contractors and others who have supplied them with goods, such as buildings or vehicles. They moved their money into trust accounts or created off-shore accounts where such was drained off over time. Some also use a spouse or partner to gift money to while their business was operational.
The problem is they have left others to face bankruptcy who they then refused to pay. These are usually the contractors and their sub-contractors that usually involve small family businesses that cannot sustain big losses.
Money is an invention for power and some think that the world owes them so they don't care who they hurt in their rush for the biggest slice of wealth. So how does the little guy avoid going into bankruptcy.
Years ago this was a problem faced by me when a shift in the economic security of Australia saw an inevitable depression hit my business. It was heightened, however, by a break-down of marriage and three teen-age children dependent on me. The situation was extremely dire as I owed money to many that could not be paid back.
Working my way through it was the first step. Securing a job that took me inter-state and gave me the opportunity to avoid debt-collectors and others allowed me to repay all the debts over several months. Because of making good on them no one pursued me. That is probably the best lesson one can learn from being honest.
My father reared me with this thought "if you never tell a lie you won't get into trouble." To me bankruptcy when one could and should repay people is a lie. The ones to whom my business dealt were honest, hard -working, and responsible folk. What right does anyone have to deny them their just rewards?
Before one declares bankruptcy think of the consequences. If everyone stops paying their bills the world of finances will also cease. While money is an invention it is the basis on which the World Order stands. If it crumbles so does everything about our civilisation. So instead of bankruptcy choose a better way and repay debts, even if it takes months to do it.